Say goodbye to legacy
FinLync is the authority on global bank APIs for treasury and finance
Maximum-confidence payment tracking.
FinLync initiates, tracks and confirms payments immediately from approval to receipt, just like a package tracker.Learn about payment traceability
Bank data on your schedule.
Refresh all your bank data in a single click, as frequently as you want. With FinLync, now you can.Learn about real-time bank data
Don’t just automate reconciliation, speed the process up. FinLync reconciles transactions as they occur, in real-time.Learn about reconciliation
Replace complexity with simplicity.
With FinLync, you gain a single endpoint for real-time connectivity to all your banks, regardless of data formats.Learn more about multi-bank connectivity
Corporates with SAP
For speed, security and total data integration, being embedded inside your ERP is the most advantageous solution. Powered by multi-bank API connectivity.Learn More
Corporates on any ERP
For any ERP, eliminate the lengthy time, cost, and labor of building bank APIs in-house. FinLync’s multi-bank aggregator creates bank API connectivity, fast.Learn More
Platforms & Developers
Access powerful multi-bank APIs in a single endpoint. Bring your ideas to life by building on top of our bank API aggregator and make moving corporate bank data easy.Learn More
ARE USING FINLYNC
Same-day reconciliation with fewer errors, and in far less time
Critical Treasury Payments
Immediately track payments on your schedule, not the bank’s
Multi-Bank API Connectivity
Receive bank data in real-time by advancing to API connectivity
Reduce manual labor and improve decision-making with real-time bank data
Total Data Integration
Never copy/paste again, embed multi-bank data directly into your ERP
New treasury technology should bring new opportunities, not new headaches
Open Banking APIs
Emerging regulations mandate that banks must provide expanded access to bank data
Truly Intuitive Design
A genuinely intuitive interface encourages greater productivity
On the cutting edge of technology
Common questions about FinLync
FinLync’s core product, BankLync, is the Corporate Banking API Aggregator that powers global multi-bank connectivity through one standardized connection. BankLync exists as the most comprehensive and premium API multi-bank aggregator available on the market today. BankLync is designed for global corporates or platform providers who want to simplify bank connectivity and advance to on-demand bank data through existing ERP, TMS, data lake and business reporting systems. BankLync pipes real-time data for accounts, payments, transactions and so much more, for all your organization’s global banks safely and securely. No need to worry about maintaining each individual bank API authentication, data formats or connection requirements, FinLync takes care of that for you.
FinLync also provides a suite of specialized apps for corporate treasury and finance that embed inside your existing systems, much like an app embeds into your smartphone. FinLync’s treasury app suite certified for SAP includes a variety of native tools like Balances, Reconciliation, Payments, Cash Forecasting and more. The entire suite is already pre-integrated and powered by FinLync’s premium multi-bank API aggregator, BankLync, so your bank data is delivered in real-time.
FinLync is used by forward-thinking corporate treasury teams around the world, from Fortune 2000 organizations to medium enterprises looking to replace their spreadsheet-based treasury processes.
Organizations that are undergoing digital transformation projects, a change in leadership at the Treasurer, Assistant Treasurer or CFO level, moving their ERP to the cloud – especially SAP S/4HANA upgrades – or companies undergoing rapid growth are well positioned to advance to real-time treasury with FinLync.
FinLync is also used by software platforms and networks that need access to corporate bank data. Our multi-bank, global API connectivity provides plug-and-play access and eliminates any bank connectivity maintenance headaches.
Experts like Strategic Treasurer and The Hackett Group agree that legacy connectivity channels like host-to-host are quickly becoming obsolete and will be replaced by bank API connectivity. Consumer finance has been leveraging bank APIs for years thanks to consumer bank API aggregators like Plaid and MX. Corporate finance bank APIs are significantly more complex than consumer bank APIs so corporations who wish to advance to real-time bank data are turning to FinLync to deliver plug-and-play bank API connectivity, enabling companies to further optimize liquidity management.
FinLync can connect to any bank’s APIs. We connect to global, multinational banks like JPMorgan, Citibank, DBS, OCBC, Deutsche Bank and HSBC, as well as boutique and regional banks like PNC and RBI. This includes various different types of bank APIs used by treasury teams and corporations, including balances API, transaction API, payment API including payment initiation and payment status APIs.
Visit our continually-expanding bank API catalog to find out the specific types of treasury bank APIs we integrate with, and view a clear status on the integration stage we are in with each bank, and each type of API. The bank API catalog is updated quarterly.
FinLync connects to open banking APIs. However, since our clients include some of the largest companies in the world, our focus is serving the needs of large, multinational organizations. For this reason, we go beyond the more basic, consumer-focused open banking APIs and our products connect to banks’ corporate premium APIs. Premium corporate bank APIs include all of the features and functionality of open banking APIs, but they go further to fulfill the unique needs of corporations. Corporate premium bank APIs include connectivity across many financial institutions and across multiple accounts, a wider scope of payment types, and additional capabilities for account management, doing business with virtual accounts, and cash pooling structures.
FinLync stands alone as the authority on global bank APIs for treasury and finance. As the market leader, we differentiate on the following points:
- Truly global capabilities. Unlike any other bank API connectivity providers, our bank API connections span the globe. Other options are often limited by geography, permitting bank API connectivity only within a single country. For companies doing business in, sending payments to/from across borders or working with global teams, this may be a major limiting factor.
- Going beyond open banking APIs. The contrast between “basic” and “beyond” is a useful way to think about Open Banking APIs versus Corporate Premium APIs. Open banking API features are simpler, typically oriented around consumer needs for information on transactions or loans; whereas premium corporate bank APIs offer everything that open banking ones do but go further by meeting special requirements of corporate entities like connectivity with multiple banks (and even account management), greater range in payment types available through these connections etc.
- Enterprise-level support. Our global client support and delivery teams fulfill the level of service needed and expected in today’s business world.
Payments: A new level of payment tracking is now possible with FinLync. Initiated, tracked and confirmed instantly from approval to receipt like a package tracker.
Cash Visibility: With FinLync, now you can refresh all your bank data in a single click. With the ability to instantly access historical and future transactions from multiple banks at once it’s never been easier than this before. On-demand bank data is now available.
Financial Close Process and Reconciliation: If your financial close process has ever been held up by slow reconciliation, it’s time to advance to Instant Reconciliation. Don’t leave your transactions sitting in the bank! With FinLync, we can speed up this tedious task so that everything happens immediately, as soon as a transaction hits your bank account.
Complicated Connectivity: FinLync simplifies the complexities of bank connectivity by connecting to multiple banks with a single endpoint.